UOB features many residence financial loan deals for HDB flat house owners, giving a substitute for the HDB Concessionary Financial loan. Their offerings consist of each fixed-rate and floating-level deals, which might be typically pegged for the three-Thirty day period Compounded SORA. For illustration, a advertising offer may possibly provide a level of three-Thirty day period Compounded SORA + 0.70% p.a. for the very first two yrs, using a least personal loan dimension of S$250,000. For a fixed-charge solution, fees may be as low as two.28% for just a two-yr lock-in period. Eligibility for the UOB financial loan is subject matter to Assembly the whole Personal debt Servicing Ratio (TDSR) of fifty five% together with uob hdb loan 110 26 other credit score specifications. UOB also offers a singular "Go Green Home Personal loan" for Houses that has a BCA Eco-friendly Mark certification, providing hard cash rebates. Also, They're noted for a minimal valuation charge of just S£one hundred fifty as well as GST and supply a bridging bank loan choice for homeowners transitioning between Homes.